Employer Sponsored Group Benefits
Dental Insurance • Vision Insurance • Group Life Insurance • Group Disability Insurance • Flexible Spending Account • Dependent Care Account • Health Reimbursement Accounts • Health Savings Account • Individual HRA • Commuter Account • Pet Insurance • COBRA Administration
Dental Insurance helps reduce the cost of normal dental maintenance and unexpected dental problems. There are many dental carriers to choose form including:
• Altus Dental • Delta Dental • Blue Cross Blue Shield • MetLife • and more
Vision Insurance helps reduce the cost of eye exams and glasses or contacts.
Vision carriers include:
Group Life Insurance
Group Life Insurance is a way of providing a valuable benefit to you employees at a low cost. Because of the nature of the group policy, some employees who are not able to obtain Life Insurance on their own may be eligible for coverage.
Group Disability Insurance
Group Disability provides protection for your employees most valuable asset...their paycheck. If an employee is disabled by accident or illness they are able to replace a portion of their income until they are able to work again.
Flexible Spending Account
A Flexible Spending Account (FSA), is a tax-advantaged financial account that can be set up through an employer’s cafeteria plan. An FSA allows an employee to set aside a portion of earnings on a pre-tax basis, to pay for qualified medical expenses.
Dependent Care Account
Employees use pre-tax dollars for reimbursement of qualified expenses for the caring of dependents while they are at work.
HRA Health Reimbursement Arrangement
Employer-funded accounts with the flexibility to customize designs and usage. When combined with group health plans, HRAs are a powerful tool for rewarding and encouraging healthy decisions and behaviors, while keeping premiums costs under control. .
HSA Health Savings Account
Employee owned tax-favored savings accounts with a qualifying High Deductible Health Plan (HDHP) allowing payment for qualifying healthcare expenses with tax-free dollars.
The ICHRA allows employers of all sizes to reimburse their employees (tax-free) for medical expenses. Employees may use ICHRA funds to pay for individual healthcare premiums and eligible out-of-pocket medical expenses they or their dependents may incur during the plan year.
Transit & Parking Benefits (Section 132 Plans) Qualified Transportation Fringe Benefits allow employees (or employers) pay for transit passes, commuter highway van pool expenses and qualified parking expenses with pre-tax dollars. Monthly limits are $280 for commuter highway vehicle and transit passes and $280 for qualified parking expenses.
Get help administering COBRA to employees who have left your company The law — the Consolidated Omnibus Budget Reconciliation Act (COBRA) — gives workers who lose their health benefits the right to choose to continue group health benefits provided by the plan under certain circumstances.